401(k) No-No’s
Want to know what not to do with your 401(k)? I’ve seen a little of everything in terms of no-no’s over the years. These are the classics. From borrowing too much, to being too aggressive or way too conservative. There... Read More →
401(k) Limit Updates
Every year someone asks me how much they can actually contribute to their 401(k). There seems to be a ton of confusion. Some 401(k) participants seem to think it’s a percentage. They are confused by the match percentage. Somehow they... Read More →
4 Ways to Improve Your 401(k) Returns
Wondering how to boost those returns in your 401(k)? Is there really a way to make more money in my 401(k)? Actually, there are a few things you can do to help improve your 401(k) performance.No, it doesn’t involve the... Read More →
Is My 401(k) Protected From Creditors?
In a word…Yes. I get asked this question frequently. In fact both qualified plans like a 401(k), and IRAs have protection from creditors. It depends on the state you live in and the type of judgement you face. In 2005... Read More →
Is The Roth 401(k) Right For You?
The 401(k) is probably the most popular retirement plan in America. Most of you probably have one where you work. But what’s this Roth 401(k) you’ve been hearing about? How does it work? Is it as good a deal for... Read More →
Stop Using Your 401(k) As A Piggy Bank
Did you have a piggy bank as a child? I remember having a piggy bank in my room when I was a kid. You know the kind. It was a pink pig with a cute smile on its face. It... Read More →
5 Things You Should Know About Your 401(k)
Confused about your 401(k) plan at work? Don’t know what you don’t know? The majority of Americans have access to a 401(k) plan at work. In this article, I’m going to clue you in on a few things you need... Read More →
Day Trading Your 401(k)? 6 Reasons To Stop Now
Are you day trading your 401(k) at work? Shame on you! We all know that day trading is a recipe for disaster. Or do we? What’s day trading you ask? Well, day trading is buying and selling investments during the... Read More →
3 Reasons To Hike Your 401(k) Contributions
You have a 401(k) at work. Maybe you’ve only contributed a little bit. Maybe you haven’t even contributed at all. So that nagging feeling about not being able to retire keeps coming back. Am I going to have enough? Will... Read More →
Why Should I Contribute To A Matchless 401(k)?
Without a doubt, the 401(k) is the most popular retirement plan currently offered. Some plans offer a very rich employer match while others don’t offer a match at all. Keep in mind, employers are not required to provide a match.... Read More →