Why Your Beneficiaries Are Important
Who gets your stuff when you die? Can you remember who you listed as beneficiary on all your different accounts? Maybe you think you know, but you should review your beneficiary designations on all applicable accounts. That includes banks, brokerage accounts,... Read More →
4 Reasons to Avoid Multiple Financial Advisors
Many investors I talk to use multiple advisors. When I ask why, I commonly get the response, “I don’t want to put all my eggs in one basket.” That defines diversification for investments and that’s smart. It may not be... Read More →
Time to Stress Test Your Investments
When I think of stress test, I imagine a patient in a doctor’s office running on a treadmill. Along with tons of sensor patches connected all over the chest. The point of the stress test is to measure just how... Read More →
5 Organization Tips To Make Taxes Less Taxing
It’s almost that time again! Taxes. I can almost see your gnashing your teeth and rolling your eyes right now. Nobody likes to do them. Unless you’re getting a refund like the recent HR Block commercial. The one with stacks... Read More →
How to Ride the Irregular Income Roller Coaster
Irregular income can be a real roller coaster! Especially if your are self-employed. I’ll admit, that uneven paycheck ride sickened me a few times in the early years of running my business. If you’re self-employed then you likely have irregular... Read More →
New Year, New Me Crap Again
Every New Year people make resolutions to lose weight, improve their finances and strengthen their relationships. I call it the New Year, New Me Crap. We all want a fresh start with a New Year. However, most people who get... Read More →
4 Ways to Improve Your 401(k) Returns
Wondering how to boost those returns in your 401(k)? Is there really a way to make more money in my 401(k)? Actually, there are a few things you can do to help improve your 401(k) performance.No, it doesn’t involve the... Read More →
My 10 Favorite Posts from 2014
I wrote quite a few articles this past year. Today I wanted to provide a list of my favorite posts of 2014. All of these are from my blog, The Diligent Advisor, and all are from 2014. Perhaps you missed... Read More →
Christmas Spirit
I recently watched Charles Dickens A Christmas Story. I’ve probably seen various versions of it a million times. I’m sure you have too. Old Bob Cratchett possessed the Christmas Spirit year round. He was happy with his family and the... Read More →
5 Financial Advice Givers You Need To Ignore
You’ve probably needed some money advice recently. Whether that was about saving, spending or investing. The thing is, money advice comes at you from every direction and there is an endless supply of it. Who did you turn to? Family,... Read More →