For most people in today’s crazy-busy world, there isn’t enough time in the day to read financial newsletters and magazines, study charts, or pull up the fact sheets on every mutual fund in your 401(k) plan.
Investing can be confusing.
Putting together a diversified portfolio, making changes for the right reasons, monitoring your retirement goals and evaluating performance are just some of the things you should be doing with your 401(k). This is where a financial advisor that has experience in financial planning, retirement planning and 401(k)s will be worth his or her weight in gold.
Don’t wing it. If you are not getting advice on your 401(k) balance, which may be your largest sum of money you have, you may be short-changing yourself.
Reasons why professional advice makes a difference:
1. Developing a plan
2. Portfolio construction
4. Behavior modification
By utilizing the skills of a financial advisor, you will have a financial coach. Someone that can help you monitor your behavior when the market hits ups and downs.
In my ebook, I go into a lot of detail about these four reasons. You can download The 7 Biggest 401(k) Mistakes by clicking here today!