401(k) No-No’s
Want to know what not to do with your 401(k)? I’ve seen a little of everything in terms of no-no’s over the years. These are the classics. From borrowing too much, to being too aggressive or way too conservative. There... Read More →
What Rising Interest Rates Mean for You
The financial media has been buzzing with the possibility of a looming interest rate hike. Most economists believe the Federal reserve are determined to hike interest rates as early as September. This after almost 6 years of a zero interest... Read More →
Money Equals Choices
The one financial concept I preach to my kids constantly is – having money equals choices. Lack of money means limited or no choices. Think about this for a minute. The wealthy can hire better attorneys, better financial advisors and have... Read More →
Don’t Put off Retirement Savings to be Debt Free
I’ve always thought of being debt-free as the Holy Grail in personal finance. It’s a prize that can be nearly impossible to obtain. Yes there are some people that are debt free. I say congratulations, because it is quite an... Read More →
The College Credit Card Conundrum
For the past year I’ve been helping my daughter with her college search. It’s been exciting and frustrating. Along with the mountain of brochures and info that arrive by mail are credit card offers with her name on them. Now that kinda makes me... Read More →
Dealing With An Unexpected Financial Blow To Your Business
Remember that time you had that unexpected repair or a client didn’t pay you on time? Or you lost that big account that generates a ton of revenue? As a business owner, there’s nothing quite as stressful as getting blindsided by an... Read More →
What’s In Your Wallet?
A couple of years ago I was asked, “What’s in your wallet?” I wasn’t being asked if I had the best rewards credit card. I was talking to my doctor at the time, complaining of lower back pain. When I showed him... Read More →
6 Financial No Brainers…in Honor No Brainer Day
February 27th is officially No Brainer Day. I know what you’re thinking. Wow, the perfect holiday for me! I said exactly the same thing. Let’s start with the definition of a “No Brainer”. It’s doing something that is simple, easy, obvious... Read More →
Should You Use Your Savings to Pay Off Debt?
Most of us have savings and some debt. From time to time you’ve probably wondered if you should just get rid of the debt by using some or all of your savings. First, everyone’s situation is a little different. Each... Read More →
How My Christmas Will Be Debt Free
This summer before Labor Day, I saw plenty of Halloween stuff out in the stores. No big deal right? Then I saw Christmas Trees displayed before Thanksgiving. Wow. This morning I heard Christmas music on the radio and we are... Read More →