life event

Sudden Wealth from a Life Event?

As a financial advisor, I get more than my share of strange phone calls. Some are real doozies! So when I picked up a recent call, I braced for impact! Some calls are really weird, other times someone is soliciting my business. This call wasn’t a question about investing either. The caller had just experienced […]

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4 Whopper Credit Card Mistakes To Avoid

Debt sucks. Credit card debt really sucks. I’ve seen some unbelievable balances over the years. Besides racking up huge balances on your cards, and living like you’re Ritchie Rich, there are several whopper mistakes you will want to avoid. What are the whopper credit card mistakes you should avoid? 1. Using your credit card for […]

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Bad investment

3 Reasons Investors Fail and the Solutions

We have all made investments that we’d like to forget about. You know the one. The one that had such great promise only to plummet like a runaway elevator in a horror flick! “Why did I buy this?”  “Was my researched flawed in some way?” “Why didn’t I sell sooner!” Just a few questions you probably […]

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Financial Mindfulness – The Path To Worry Free Finances

I’ve always been fascinated with meditation. Recently I started using an iPhone app called Headspace. Headspace walks you through how to mediate. It’s really quite nice. One of the primary things meditation helps with is mindfulness. Mindfulness is defined as being in the present, the here and now, fully engaged in whatever is happening, free […]

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4th of july

Will This 4th of July Be Your Financial Independence Day?

Now that the 4th of July is upon us, it may be time to think about our own financial independence! There will be no fireworks and no picnics, just some hard work to reach your own financial independence. I promise it will be worth it. The secrets to achieving financial independence are pretty straight forward. […]

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life insurance

Life Insurance, Who Needs It?

Who really needs life insurance anyway? That’s a great question. Many people are “sold” life insurance every year. Some need it, some don’t. More often than not, it’s probably the wrong amount. My suggestion is to do some financial planning first to determine your need. If you are the only breadwinner in the family, you […]

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dirty look

Delay Retirement, But No Dirty Looks Please

It’s one of the dirtiest looks I get as a financial advisor. Well, maybe not that look. Why would anyone give me the evil eye you ask? I’ve completed a financial plan for an individual or a couple, and we are reviewing the results. I just told them that working longer could be an option instead […]

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401k

5 Things You Should Know About Your 401(k)

Confused about your 401(k) plan at work? Don’t know what you don’t know? The majority of Americans have access to a 401(k) plan at work. In this article, I’m going to clue you in on a few things you need to know. So here is what you may not know, that you need to know. […]

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401k bag of money

4 Reasons To Dump Your 401(k)’s Stable Value Investment

Are you afraid of losing money in the stock market?  Lots of 401k participants are terrified of losing money after the 2008 Credit Crisis. The very unhumorous joke was your 401k is now a 201k. Fear of losing is the only conclusion that I can come to when I see so much money parked in […]

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Chaotic, Hectic Life? Get A Plan

“I can’t do financial planning. I have too many things up in the air!” “There’s no way I can even think of financial planning, I have too many irons in the fire!” “I have to wait until”… (insert your own excuse) Excuses. I hear them all the time. Investors falsely believe that financial planning should be […]

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